Free or cheap Christmas gifts inside 🎁
December. It’s the most wonderful time of the year.
Incidentally, it’s also the most expensive time of the year.
So this week, we’ve put together everything you need to get through if money’s tight. From alternatives to gifting, to hacks for free takeout food over the holidays.
Big love 💙
Free or cheap gifts this holidays
Last minute shopping on a budget? We got you.

How to borrow money from PayPal
Want funding for your business or credit for your fave stores?

Check out number 2 for takeout 👀

Unveiling Cleo’s first-ever money trend report
The low down on how Cleo users spent and saved in 2022...

🥫 Your Dad’s been saying it for years. Turns out expiration dates are bullshit.
🏠 The first-ever Gen Z congressmen-elect, at only 25 years old, says he was denied a DC apartment because of his “really bad” credit score. He’s just like us!
🙃 A few months ago, Twitter laid off about half of its 7,500 full-time employees. Now it’s stiffing this staff by cutting severance pay. Money must be super tight for billionaire Elon Musk rn.
🧊 Saweetie has announced her new financial literacy program for young people, the Icy Baby Foundation. She’s really out here doing more for financial literacy than our government.

Last minute Christmas shopping and low on funds? (Firstly, same)
Check out where to get free Christmas cards and vouchers for your loved ones.
Ready to impress your family with how cheap you are?
Enjoy this post? Def give it a share or send it along to a friend. You never know, it could make a big difference. And of course, if you want to try the best money app in the world for free, just hit this link right here.
Big love. Cleo 💙