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Cleo Cash Advance

Cover yourself until payday

  • No interest

  • No credit check

  • Cash advance of up to $2501

Check Your Eligibility

Join millions of Cleo subscribers

217k+ ratings on
App Storeand
Google Store

Your Emergency Cash Advance App

With our AI cash advance app, we know that when you’re in need of emergency funds, you can’t afford to waste time. Access up to a $250* cash advance.

Real overdraft protection on payday

Not that fake stuff your bank sells you. If you regularly overdraft, you could save up to $180 a year2 using Cleo.

Friendly Freelancer Cash Advance

Cleo is more inclusive than other cash advance apps. We just ask for a few details like your name and address so that we know you’re human.

Join the millions of Cleo subscribers who are building a life beyond their next paycheck.

Download Cleo

What our users are saying3

"Awesome app ..get some much needed funds when in a pinch.”

Sayanh NGoogle Play

"I get my advance the same day I ask for it and there's literally no additional ads stalking the app. It's got my vote.”

AmethystApp Store

"CLEO Helped me with a cash advance when NO OTHER CASH ADVANCE APP would! Thanx!”

L WilliamsApp Store

How it Works

Check Your Eligibility

  1. 01

    Set your income

    Select your latest paycheck so Cleo knows when you get paid.

  2. 02

    Add your bills

    Check your bills and subscriptions are correct so Cleo can track your outgoings. Leave the math to the AI.

  3. 03

    Create your spend limit

    Setting a spend limit is basically the crux of this whole AI budgeting thing. Set yourself a daily spend limit or get one suggested to you based on your recent spending.

Security

Bank-Level 256-bit Encryption

Your bank login details are never stored.

When Cleo needs to connect to your bank, we use Plaid to securely transfer your data using the latest security technology.

No Third-Party Tracking

We never sell your data to third parties. Period.

Read-Only Mode

Cleo can only view your transaction data in read-only mode. At no time can Cleo access your accounts.

FAQ

Still have questions? Find answers below.

1Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees. You may also request a Cash Advance without subscribing by contacting team@meetcleo.com

2Based on Consumer Financial Protection Bureau’s key findings detailing that the average overdrafter spends $250 on fees.

3Real review. Individual results may vary

4The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. You may also apply for a cash advance without subscribing by contacting team@meetcleo.com.

5The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. You may also apply for a cash advance without subscribing by contacting team@meetcleo.com.